Terms of Service

Not Financial Advice

Debt Bestie is a financial planning tool provided for informational and educational purposes only. It is NOT financial advice.

We are not financial advisors, licensed professionals, or fiduciaries. Nothing in this app should be taken as personalized financial guidance.

Estimates Only

All calculations, projections, and recommendations are estimates based on data the user provides. Actual results will vary.

HELOC Strategy Risk

The HELOC/velocity banking module involves significant risk. A HELOC is secured by your home — if you cannot make payments, you could lose your home. Consult a mortgage professional before implementing any HELOC strategy.

Investment Projections

Investment projections in the Wealth Builder are hypothetical and based on assumed average annual returns. Investment returns are not guaranteed and actual results will vary based on market conditions.

Credit Score Information

Credit score information is educational only. We are not a credit repair service and do not guarantee score improvements.

User Responsibility

Users are solely responsible for the accuracy of the data they enter and for any financial decisions they make.

Subscription Terms

• 14-day free trial of Pro+ with no credit card required.
• After trial, account drops to free tier unless a paid plan is selected.
• Paid subscriptions can be cancelled anytime.
• Cancellation takes effect at end of current billing period.
• No refunds for partial billing periods.

Account Termination

We reserve the right to modify, suspend, or terminate accounts that violate our policies or abuse the platform.

Data Handling

We collect email, name, and financial data the user enters. We do NOT collect bank account numbers, SSNs, or credit card numbers (Stripe handles payment processing directly). We do NOT sell, share, or rent user data to third parties.

Contact & Company

Service provided by PQCC Adventures, LLC, a Tennessee Series LLC.

Contact: debtbestie@gmail.com